It is the same story….. Every. Single. Time!!!
You get to a jobsite and there is Legitimate Damage. This is Damage that you know should certainly be covered under the Property Owner's Insurance Policy. But when you go to get for the property owner what they are due from the insurance company they lowball you. That is, if they haven’t just denied the claim outright, or added a few measly bucks for minor repairs, falling under their deductible amount anyways..
Sometimes you can get a few wins but even then they never give you what the property owner truly deserves, or if they do it is only after months and months of hard fighting. When you have since long moved on to another job.....
How do you get Insurance Adjusters to take you seriously on an Insurance Claim as a Contractor in Illinois and All of the Other States???
The Insurance Adjuster Has No Obligation To The contractor, except as a courtesy to the policyholder, to reflect the appearance that he will be fair and reasonable.
As….. “Just A Contractor”, It Is Always An Uphill Battle, Isn’t It ???
In my 39 Years of experience in the industry and 32 as a Licensed Contractor I found out that the majority of Contractors I came across just didn’t know how to get taken seriously on their Insurance Claims by their Opposition Insurance Adjuster.
- Far too often, at the first sign of resistance from the Insurance Adjuster too many Contractors are completely shut down, or they struggle to get their point across and choke. Additionally, they wind up with a Policyholder who gets tired of fighting and waiting for his claim to be Approved.
Perhaps you have already given up? You may feel that there is nothing you or we can do!
- But; They won’t listen to me. It’s as if I was Invisible to them!!!
- They’ll never pay what they should,or it seems like it takes forever!!!
- I don’t know what to say to their ever-changing reasons for Denials!!!
- Or even, I’m afraid of saying what I really want to say, because they won’t like me then!!!
Instead of getting paid what you deserve to get paid for the work you have done, you only get part of it, and it is typically you who is left to cover the costs.
You resign yourself to just taking what they will give you, no longer putting up a fight.
There is HOPE!!!
YOU NEED LEVERAGE!
As a Contractor you have No Leverage. The insurance company doesn’t even have to listen to you if they don’t want to. They can simply just ignore you.
That is….. Unless you are a Licensed Public Adjuster as well.
As a Public Adjuster they Can Not Ignore You once you have a contract with the Property Owner. This doesn’t mean that they won’t still try to, but if they do, they just gave you a giant stick to hit them over the head with with.
As A Public Adjuster you take on the Rights of the Home Owner. If they try to ignore you, then they are committing Bad Faith, which just makes them have to pay even more.
You can be Both a Contractor and a Public Adjuster in Several States.
Just being a Public Adjuster isn’t enough however!
It isn’t enough to just get your Public Adjusters License.
Even Contractors that have gotten their Public Adjusters License to get past the UPPA Laws Argument, far too often fold or get tongue tied when the Insurance Adjuster brings out their Slickly Polished Pre-Scripted Counter-Points and then they have no proper rebuttals to them.
Too many Contractors don’t know enough about Policy, nor do they have the backbone to stand up to the Slickly Polished Scripted Phrases made by their Opposing Insurance Adjusters.
You need to Know how to negotiate with Insurance Companies.
Knowing What To Say and What Not To Say is half the battle. Just getting your license isn’t going to make them respect you, and it alone isn’t going to win your arguments.
You need to know how to argue and how to make the insurance company and adjusters look like they truly are Poorly Trained and Brainwashed to actually Believe The Big Lie!
Most insurance adjusters only get about 2 weeks of training! Ridiculously, most of it is ways to Deny and Minimize Claims. They are so poor on understanding Policy it isn’t funny. And when you know and understand Policy yourself and understand how to craft your arguments you’ll be able to get them to walk right into your traps.
In Fact for some of you it might become fun and challenging to argue with them as
You Destroy Their Arguments to shreds…..
No Longer will you be left with the short end of the stick!
No longer will you be wondering how to cover the costs that you should have been paid!
Instead You’ll be That Guy, who everyone else calls to solve their problems.....
Imagine having meetings with insurance adjusters and instead of walking away settling with what they offer, they write you checks right there for what you ask for!
As someone who is always looking for ways to improve my knowledge of Insurance Claims, I came across a Public Adjuster Association and partnered with them to solve this very crucial problem.
Their Course is the fastest way to get your license and to increase your bottom line on the market!
Other test Preparation courses only give you a basic manual and paper tests with answer sheets that beg you to cheat.
Our course has thousands of questions and practice tests that you can study after the 4 day test preparation class.